This annual research project provides a detailed look at trends in employer-sponsored health insurance in the United States. It collects information from a nationally representative sample of non-federal public and private firms on the characteristics of their health benefits offerings, including premiums, cost-sharing requirements, and plan design. A public-use dataset allows researchers and policymakers to analyze the data and gain deeper insights. For example, recent reports have examined trends in high-deductible health plans and the availability of mental health benefits.
This in-depth analysis is a crucial resource for understanding the evolving landscape of healthcare coverage. It informs policymakers, researchers, employers, and individuals about key challenges and opportunities related to access, affordability, and quality of health benefits. Data collected over time allows for the tracking of long-term shifts and provides valuable context for ongoing debates about health reform. This rigorous research plays a vital role in shaping evidence-based policy decisions and fostering a better understanding of the nation’s health insurance system.